Terms of Service

1. Agreement to these terms

These Terms of Service ("Terms") are a binding agreement between you and MusicMoney LLC ("Music Money," "we," "us," or "our") and govern your access to and use of the musicmoney.io website, the Royalty Scan tool, and our royalty-registration services (together, the "Services"). By accessing or using the Services, or by purchasing from us, you agree to these Terms. If you do not agree, do not use the Services.

2. Who we are

The Services are operated by MusicMoney LLC, a limited liability company organized in the State of Delaware, with a registered address at 16192 Coastal Hwy, Lewes, DE 19958, United States. You can reach us any time at hello@musicmoney.io.

3. What we provide

Royalty Scan is a free tool that estimates potentially unclaimed royalties from the answers you give us (your songs, your listeners, how long you have released, which accounts you already have, the listener goal you pick) and published industry rates. It does not query any registry, society or database, and every figure it shows is an estimate, not a promise of payment. Our paid product is the Music Money app: a self-service guide that walks you through registering your own accounts at the relevant collecting bodies and filing your own claims, for a one-time flat fee. You create and control every account, and you carry out every registration and claim yourself; we do not act as your agent and do not submit anything on your behalf. We are a software and information service — not a bank, publisher, label, or collection society, and not a financial or legal advisor.

4. Estimates are not promises

All figures shown by the Services are estimates generated from public data and published payout rates. They are illustrations of what may be recoverable, not confirmed balances, guarantees, or offers of payment. We never guarantee a payout amount or a payout date. Actual amounts, eligibility, and timing are determined solely by the collecting bodies when a claim is filed and processed.

5. Eligibility

You must be at least 18 years old and able to form a binding contract to use the paid Services. By purchasing, you represent that the information you provide is accurate and that you are the rights holder, or are authorized by the rights holder, for the music you ask us to register.

6. Your responsibilities

• Provide accurate, complete, and current information during the scan and onboarding.
• Confirm you own or control the rights to the works you register through the guide, or are authorized to act for the owner.
• Enter your own details into the app accurately; the guide, the templates and the figures are built from them.
• Keep the login credentials for the accounts you open secure and confidential. We never hold them.

7. You act for yourself

The paid Service is a self-service guide. We do not open accounts, submit registrations, match splits or file claims for you, and you grant us no authority to act in your name at any collecting body or platform. You complete every step yourself, inside your own accounts; the app provides the order of steps, instructions, prepared text and templates. Nothing in these Terms transfers any ownership of your works or royalties to us.

8. Fees and payment

The paid Service is either a one-time flat fee or, where offered, a plan, in each case at the price shown to you at checkout, with optional add-ons you may choose. A plan renews automatically at the price and interval shown at checkout until you cancel; you can cancel at any time by replying to your receipt or emailing support, and the plan then ends at the close of the period already paid. We never take a percentage of your royalties. Payments are processed by Stripe; by paying, you agree to their terms as well. All fees are stated in US dollars and are exclusive of any taxes that may apply. Saved payment method: when you pay, your card is stored securely by Stripe (we never hold the card number) so that optional add-ons can be bought with one tap and any subscription you choose can renew. You can view, replace or remove the saved card at any time under My details in the app, except that a card cannot be removed while a subscription is still billed to it. Subscriptions: Music Money Manager PRO is an optional monthly subscription at the price shown when you add it. It renews automatically each month on the saved card until cancelled. You can cancel at any time under My details in the app; cancellation takes effect at the end of the period already paid for, and no further charges are made. Promotional first-month prices and retention discounts are shown at the time they are offered and revert to the standard price afterwards. Plans: where the app is offered on a 4-week, 12-week or 24-week plan, the plan is a subscription. The first cycle is charged at the introductory price shown at checkout and every following cycle is charged automatically at the full plan price shown there, on the saved card, until you cancel. Cancel at any time under My details in the app or by replying to your receipt; cancellation takes effect at the end of the cycle already paid for, and no further charges are made.

9. Delivery, refunds, the guarantee, and chargebacks

Digital delivery. The Music Money app is a digital product delivered the moment your payment succeeds: the app opens on the confirmation screen and login instructions are emailed to the address you gave at checkout, and every purchase, login, and completed step on your account is recorded. A purchase is delivered when access is granted on that screen.

• No change-of-mind refunds. The membership, the lifetime purchase and Manager PRO are bought deliberately, after a plainly priced checkout where you accept these terms. They are not refunded because you changed your mind, did not open or finish the app, or expected us to complete the registrations for you.
• Optional add-ons (Worldwide, EU, Sync, Publisher) are charged only after you tap to add them, with the price shown on the button. If one was added by mistake, email hello@musicmoney.io within 7 days and we will usually reverse it as a courtesy.
• The 30-day guarantee, precisely: within 30 days of purchase, if you have completed every step of the core missions in the app for at least one song, and a collecting society (BMI, The MLC, or SoundExchange) has refused to register you or your song for a reason the app's instructions did not cover, we refund the lifetime purchase in full. Societies approve accounts on their own timelines, so "still pending" is not a refusal.
• To claim the guarantee, email hello@musicmoney.io within 30 days with the society's refusal message. We check it against your app record and reply within 5 business days. Approved refunds go to the original payment method within 5–10 business days and end your access to the app.
• The guarantee does not cover the amount of royalties you receive (see section 4), a society decision that turns on information only you can provide, or accounts you chose not to open.
• Chargebacks. Write to us before contacting your bank; a person answers every message. If a payment is disputed for a product that was delivered and used, we contest it with the delivery, login, and usage records for your account, together with this policy as accepted at checkout.

10. Your accounts stay yours

Every account and registration you complete through the guide is yours, opened by you, in your name. We have no access to those accounts and nothing to remove. We do not hold, and never take a cut of, your royalties — payments flow directly to you from the collecting bodies.

11. No affiliation

MusicMoney LLC is an independent service and is not affiliated with, endorsed by, or sponsored by The MLC, SoundExchange, ASCAP, BMI, SESAC, or any other performing rights organization, collective management organization, or government agency. All product and organization names are used for identification only.

12. Intellectual property

The Services, including the website, software, text, graphics, and branding, are owned by Music Money and protected by intellectual-property laws. You may not copy, modify, distribute, or create derivative works from them without our permission. You retain all rights in your own music and content.

13. Acceptable use

You agree not to misuse the Services, including by providing false information, attempting to register works you do not have rights to, interfering with or disrupting the Services, attempting to gain unauthorized access, or using the Services for any unlawful purpose.

14. Third-party services

The Services rely on third parties such as collecting bodies, streaming platforms, and payment processors. We are not responsible for the availability, accuracy, decisions, or terms of those third parties, and your use of them is subject to their own policies.

15. Disclaimers

The Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that any specific royalties exist, are recoverable, or will be paid.

16. Limitation of liability

To the fullest extent permitted by law, Music Money will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or royalties, arising out of or relating to your use of the Services. Our total liability for any claim will not exceed the amount you paid us in the twelve months before the event giving rise to the claim.

17. Indemnification

You agree to indemnify and hold harmless Music Money and its officers, members, and employees from any claims, damages, or expenses arising out of your breach of these Terms, your provision of inaccurate information, or your lack of rights or authority in the works you asked us to register.

18. Termination

We may suspend or terminate your access to the Services if you breach these Terms or misuse the Services. You may stop using the Services at any time. Sections that by their nature should survive termination (including fees owed, disclaimers, limitation of liability, and indemnification) will survive.

19. Changes to these terms

We may update these Terms from time to time. When we do, we will revise the effective date above. Material changes will be reflected here, and your continued use of the Services after changes take effect means you accept the updated Terms.

20. Governing law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules. You agree that any dispute will be resolved in the state or federal courts located in Delaware, unless applicable law requires otherwise.

21. Contact us

Questions about these Terms? Contact MusicMoney LLC at hello@musicmoney.io, or by mail at 16192 Coastal Hwy, Lewes, DE 19958, United States.